Shopping for home insurance in Thailand can be a frustrating experience for many expats - particularly those seeking high coverage protection for burglary and theft. Getting good high protection against common disasters, though, doesn't seem to be a problem here. Coverage for theft is. Most insurers won't even cover the theft of laptops and cell phones from the home. LMG will, but they won't cover them out side the home, or while traveling. NZI Comprehensive will, and much more, for a price.