THAI SMART BIZ PACKAGE

• Various classes of insurance under One SinglePolicy

• Broader Coverage

• Especially designed for the requirements of retail shops, restaurants andsmall commercial enterprises

• Cover is up to Baht 50 million in property value

• Tailor-made solutions for your business and your specific needs

Protects you with 14 Main Coverages:


1. Fire
2. Lightning
3. Explosion
4. Earthquake
5. Water Damage
6. Vehicle Impact
7. Aircraft
8. Smoke

9. Windstorm
10. Riot and Strike
11. Burglary and Robbery Including building repair after the break- in and cost of locks and keys replacement
12. Rent, loss of rent, and accommodation expenses Covering for:
            --rental cost due to loss of or damage to the property caused by any insured peril
            --loss of rental income
13. Loss of life and total disability Covering the insured, family members and employees within the building causedby any insured peril
14. Public Liability Covering legal liability for third party bodily injury and property damage, arising from accidents in connection with the business operation and the use of the premises

 

PLUS Many More Special Coverages

Electrical Injury
Covering damage to electrical appliances from causes such as short circuits, self-heating and leakage of electricity caused by lightning or causing a fire

Breakage of glass
Covering for plate glass and lettering on plate glass caused by accidental breakage

Temporary removal of insured property outside the premises
Covering damage to property which is temporary moved outside the premises caused by an insured peril.

Fire-extinguishing expenses
Covering the necessary costs incurred to extinguish a fire on the insured's premises

Removal of debris
Covering any necessary costs incurred for the removal of debris caused by an insured peril

Professional Fees
Covering fees incurred for architects, surveyors, engineering consultants, legal consultants arising as a consequence of the destruction of or damage to the insured property

Employer's Liability
Covering the Insured's statutory liability as an employer under the Thai Civil and Commercial Code

Premises Medical Expenses
Covering medical expenses to visitors who get injured by an accident on the Insured's premises

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